• 877 602 7380

  • amini@amgbanking.com

AMG specializes in providing Residential and Commercial Banking solutions that meet the needs of traditional “Inside the Box” scenarios, as well as solutions for homeowners who have found themselves “Outside the Box” since the global financial crisis.

“Inside the Box”

“Inside the Box” residential loan products cater to anyone with traditional Full Doc, W2 or Fixed Income (and lending amounts that meet county and conforming limits).

“Inside the Box” residential loan products include:

FANNIE MAE CONFORMING LOANS

  • Conforming Cash-Out (up to 80%)
  • Conforming Purchase (up to 97%)
  • Confirming Refinance (up to 97%)
  • Lending Limit (contact us for details)
  • FANNIE MAE NON-CONFORMING LOANS

  • Agency Jumbo Cash-Out (up to 80%)
  • Agency Jumbo Purchase (up to 90%)
  • Agency Jumbo Refinance (up to 95%)
  • Lending Limit (contact us for details)
  • GOVERNMENT / NON-CONVENTIONAL LOANS

  • FHA Cash-Out (up to 85% LTV)
  • FHA Purchase (up to 96.5% LTV)
  • FHA Refinance (up to 97.75%)
  • FHA Reverse Cash-Out (up to 50%)
  • FHA Reverse Line of Credit (up to 50%)
  • FHA Reverse Purchase (up to 50%)
  • FHA Reverse Lending Limit (contact us for details)
  • FHA Streamline (contact us for details)
  • FHA 203k Renovation (contact us for details)
  • VA Cash-Out (up to 100%)
  • VA Purchase (up to 100%)
  • VA Refinance (up to 100%)
  • VA Streamline (No appraisal required up to 150%)
  • USDA (contact us for details)
  • “Outside the Box”

    “Outside the Box” residential loan products cater to Self-Employed borrowers, Business Owners, Retired homeowners, Real Estate Investors, Investment Properties, Commerical Properties, Jumbo Lending Limits up to $3 million, Super Jumbo Lending Limits up to $15 million, and Foreign Nationals

    “Outside the Box” residential loan products include:

    NICHE PRODUCTS

    Private Label

  • Cash-Out (up to 75%)
  • Purchase (up to 75%)
  • Refinance (up to 80%)
  • Lending Limit ($15,000,000)
  • No Appraisal (available)
  • No Income Verification (available)
  • Primary and Investment Properties (allowed)
  • Self Employed

  • Cash-Out (up to 85%)
  • Purchase (up to 95%)
  • Refinance (up to 95%)
  • Lending Limit (up to $5,000,000)
  • Assets for Income (allowed)
  • Business Bank Statements for Income (allowed)
  • Personal Bank Statements for Income (allowed)
  • Declared Income (allowed)
  • Investment Property

  • Cash-Out to 65% (no appraisal needed)
  • Cash-Out to 70% (no income needed)
  • Purchase (up to 80%)
  • Refinance (up to 80%)
  • Lending Limit (up to $1,000,000)
  • Investor Cash-Flow for Income (allowed)
  • Jumbo

  • Cash-Out (up to 89.99%)
  • Equity Lines (up to 89.99%)
  • Purchase (up to 90%)
  • Refinance (up to $5,000,000)
  • Jumbo Lending Limit (up to $5,000,000)
  • Super Jumbo Lending Limit (up to $15,000,000)
  • Jumbo Reverse

  • Cash-Out (up to $5,000,000)
  • Purchase (up to $5,000,000)
  • Refinance (up to $5,000,000)
  • Lending Limit (up to $5,000,000)
  • $0 Origination (available)
  • No Monthly Mortgage Insurance (available)
  • Title and Escrow (paid by the lender)
  • Use True Appraised Value (not FHA county lending limit)
  • OTHER LOANS

  • Bridge Loans (available)
  • Business Owner (available)
  • Cash-Out (available)
  • Debt Elimination (available)
  • FHA Flex Reverse (available)
  • Fixed Income (available)
  • Flip Loans (available)
  • Foreign National (allowed)
  • Full Doc (available)
  • Hard Money (available)
  • Investment Property (available)
  • Lower Payment (available)
  • Low Doc (available)
  • Line of Credit (available)
  • No Appraisal (no appraisal and quick close option available)
  • No Doc (little or no documentation required)
  • Non-Prime (available)
  • Non-QM (available)
  • Pay Option Arm (coming soon)
  • Private Money (available)
  • Reverse Mortgage (available)
  • Second Lien (available)
  • Stated Income (available)
  • LOAN TERM OPTIONS

  • 40 Year Fixed (available)
  • 30 Year Fixed (available)
  • 20 Year Fixed (available)
  • 15 Year Fixed (available)
  • 10 Year Fixed (available)
  • AMORTIZATION OPTIONS

  • Fully Amortized (available)
  • Interest-Only (available)
  • Reverse Amortization (available)
  • INCOME TYPES

  • Full Doc (allowed)
  • W2 (allowed)
  • Self Employed (allowed)
  • Business Owner (allowed)
  • Investment Income (allowed)
  • Investor Cash Flow (allowed)
  • Rental Income (allowed)
  • Retired (allowed)
  • Fixed Income (allowed)
  • Low Doc (allowed)
  • No Doc (allowed)
  • Stated Income (allowed)
  • OTHER INCOME TYPES

  • Assets for Income (allowed)
  • Cash-Out as Reserves (allowed)
  • Gifts (allowed)
  • Gifts of Equity (allowed)
  • IRA / Pension Distribution (allowed)
  • Non-Occupant Co-Borrower (allowed)
  • No Income No Asset (allowed)
  • Passive Income (allowed)
  • P&L for Income (allowed)
  • Rental Income (allowed)
  • Stocks as Income (allowed)
  • Unlimited Rental Properties (allowed)
  • OCCUPANCY TYPES

  • Primary Residence (allowed)
  • Second Home (allowed)
  • Investment Property (allowed)
  • Rental Property (allowed)
  • Commercial Property (allowed)
  • CREDIT BLEMISHES (allowed)

  • BK (allowed)
  • Credit Score (550-720 allowed)
  • Deed In Lieu (allowed)
  • Foreclosure (allowed)
  • Mortgage Lates (allowed)
  • No Credit Score (allowed)
  • NOD (allowed)
  • Notice of Foreclosure (allowed)
  • Short Sale (allowed)
  • AMG Banking specializes in providing Residential and Commercial Banking solutions in all 50 States, including solutions that meet the needs of traditional “Inside the Box” scenarios, as well as solutions for homeowners who have found themselves “Outside the Box” since the global financial crisis.

    Commercial loan products include:

  • Assisted Living Facility
  • Auto Dealership
  • Church
  • Co-Op
  • Distribution
  • Fannie Mae
  • Farm / Orchard
  • FHA
  • Fully Subsidized
  • Gas Station
  • Health Care Facility
  • Hospital
  • Hotel
  • Land
  • Manufacturing
  • Memory Care
  • Mexico
  • Mixed Use
  • Mobile Home Parks (MHP)
  • Motel
  • Multi Family
  • Office
  • Restaurant
  • Retail
  • RU Parks
  • SBA Loans
  • Special Use
  • Student Housing